No Worries, We’ve Got You Covered!
As a business owner, you have a lot on your plate. Even when it comes to buying insurance, there is a lot of ground to cover to ensure that your insurance needs are met. That’s why it’s important to work with a name you can trust like, Delsea Insurance Agency. We’ve been serving the needs of Glassboro, NJ, and surrounding areas for more than 70 years and are looking forward to the next 70 by bringing you outstanding customer service, professional advice, and guidance about what your business insurance needs are, and which plans, and policies are the best choice for you.
Any business that operates vehicles during business operations needs to have those vehicles adequately insured. The hard part is determining just how much insurance you need. Call us today at
(856) 881-6930.
Commercial Auto Insurance Coverage Considerations
Like your business vehicles, commercial auto insurance covers a lot of ground. There are important considerations to keep in mind when covering vehicles for your business, including the following:
Risks of Theft
Risks of Vandalism
Time Spent on The Road
Miles Vehicles Run in An Average Day
Locations Where Vehicles Travel
Types of Cargo, Equipment, And Prototypes Vehicles Carry
Type of Vehicle
Each of these represents specific risks for your business and impacts the total costs of insurance policies you purchase. They can impact what specific types of insurance policies you need to purchase in some cases.
What Types of Coverage Is Available for Commercial Autos?
Just as there are many different insurance needs for insurance when it comes to business vehicles, there are also many different types of policies. Your business may need some or all the following commercial auto policies:
✰ Property Damage and Bodily Injury Liability
✰ Uninsured or Underinsured Motorist Coverage
✰ Comprehensive and Collision
✰ Umbrella Liability
✰ Medical Payments
Businesses that have delivery drivers who use their own cars for business purposes, like pizza shops, and other businesses, should carefully consider the addition of employer non-owned car liability coverage so that your interests are covered if an employee has an accident on the job and inadequate liability insurance for a court award.
Talk to a Delsea independent agent today by calling us at (856) 881-6930.